Computer Hardware (Computerguard)

Overview:

Almost every business these days relies on computer and ancillary equipment and protection of these valuable assets is essential. ACE's ComputerGuard insurance offers ‘all risks’ cover for computer equipment, portable computers and ancillary equipment such as air conditioning plant and UPS systems.

Product Highlights: 

• Worldwide cover is offered as standard on portable items
• We offer very broad definitions of computer equipment, with cover available for computers based abroad permanently
• We have significant capacity and can insure very large risks
• Our policy has a single financial excess and no additional excesses or franchises for the business interruption covers, including failure of utilities

Cover:

• The ‘all risks’ cover includes breakdown (subject to a maintenance agreement) on computers and ancillary equipment.
• ComputerGuard covers computers on a worldwide basis including portable computer equipment and is therefore targeted at office based and retail clients. 
• The policy also includes cover for additional expenditure and distortion of data following
  a material damage loss.
• ComputerGuard can be enhanced to include ComputerGuard Plus, which is available to brokers online via the SSP Sector, Acturis & Safeonline broker software systems. This includes the malicious covers available under ACE’s DataGuard policy.