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Contents of Coverage

BODILY INJURY LIABILITY COVERAGE 〜Required by US Forces

This coverage pays, in excess of JCI, for bodily injury or death of the other party, for which you are legally liable.

The amounts that can be paid under [JCI], for example, are up to ¥30 million, and you may think it is enough, but it certainly isn't in Japan! Recent court awards granted include such high amounts as ¥100,000,000. Are you prepared to pay that much?!

Please consult your legal officer or our agent for an adequate amount for this coverage.

* In all military bases in Japan, this coverage is required at a minimum of ¥30,000,000, in addition to JCI and Property Damage Liability Coverage. Please consult your legal officer or our agent to make sure that you are properly insured.

DRIVER/PASSENGERS ACCIDENT COVERAGE
When you buy Bodily Injury Liability Coverage, you will have this coverage automatically provided.
This coverage pays for the loss of life or bodily injury to the owner, driver or passengers of the insured automobile (up to ¥14,000,000 per person) in an accident which does not involve third parties (e.g. hitting a telephone pole).
This pays for losses not covered by JCI.

PROPERTY DAMAGELIABILITY COVERAGE 〜Required by US Forces

This coverage pays for property damage of the other party, for which you are legally liable.

Minimum Requirement ...... ¥3,000,000 for Each accident

Higher limits are available at a nominal additional cost. We recommend ¥5,000,000 or more. Consult your legal officer or our agent for an adequate amount of coverage.

Options

1. COMPREHENSIVE COVERAGE (Optional)
This coverage pays for loss of or damage to your automobile, caused by fire, theft, typhoon, vandalism, etc., except collision and upset.

2. COLLISION COVERAGE (Optional)
This coverage pays for loss of or damage to your automobile caused by collision or upset.
* This coverage must always be attached with Comprehensive Coverage.

LOSS OF USE BY THEFT CLAUSE (Optional)
The expense for the substitute (rental) automobile due to the theft of the insured automobile can be compensated.
* This coverage is applicable when Comprehensive Coverage is attached.
* This clause is applied to private passenger automobiles of standard, small size and/or light-4-wheeled automobiles.

MEDICAL PAYMENTS(Optional)
Your medical and hospital costs are paid up to your limit of liability if you or your passengers are injured as a result of an automobile accident.
* This coverage cannot be attached without Liability coverages.
* This clause is applied to private passenger automobiles of standard, small size and/or light-4-wheeled automobiles.

JAPANESE COMPULSORY AUTOMOBILE INSURANCE(JCI) 〜Required by Law

This is a "must", as it is required by Japanese law. It pays for bodily injury or death of the other party, for which you are legally liable. Please remember, the Japanese Law is very strict. You have to buy JCI not only to drive but also to have your automobile registered or inspected.

Limits of Liability for each Injured Person
For Death .................. Up to ¥30,000,000
For Permanent Disability ... Up to ¥40,000,000
For Injury(medical expenses) ................. Up to ¥ 1,200,000
*No limit per accident