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Combined Insurance


Combined Insurance is a division of ACE Insurance Limited in New Zealand.

Operating in New Zealand since 1965, Combined Insurance offers an affordable range of personal accident and sickness insurance products sold by a dedicated team of authorised representatives direct to consumers.

Combined Insurance aims to provide exemplary service and exceptional products to help protect you and your family:

  • By paying benefits to you if you are sick or injured and unable to work 
  • By offering you specified benefits for critical illness, cancer, bed confinement and a range of serious injuries  
    By helping you pay for some of the costs associated with recovery 
  • By providing cash to help take care of your family if you should pass away due to an accident.