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Group Personal Accident Insurance

ACE has a proven track record in providing comprehensive group personal accident insurance solutions to companies of all sizes, large or small. The ACE’s Group Personal Accident Insurance plan provides companies with comprehensive personal accident insurance coverage and liability insurance protection against accidental death or injury.

Benefits:

  • Accidental Death – Pays the full sum insured for loss of life due to an accident
  • Permanent Disablement – Pays up to 150% of the sum insured in the event of total and permanent disablement caused by an accident
  • Accident Medical Expenses – Reimburses you for medical expenses that arise from an accident. This includes outpatient and hospitalization fees incurred within 365 days of the accident
  • Weekly Indemnity – Pays a weekly income for temporary total/partial disablement resulting from accidental injury
  • Emergency Medical Evacuation – Covers all Emergency Medical Evacuation expenses up to the sum insured
  • Repatriation Expenses – Pays up to the benefit amount assisted for the return of mortal remains to the place of residence or place of regular employment
  • ACE Assistance – Our full range of assistance services is available to you 24/7 anywhere in the world
  • Anyone between the ages of 16 and 70 can enrol for this program renewable up to age 75
  • No medical examination required
  • Worldwide claim service

Coverage:

  • Disappearance and exposure
  • Unprovoked murder and assault
  • Natural perils
  • Peace-time National Service reservist training
  • Radioactive emission
  • Riots and strikes
  • Civil commotion
  • Aircraft hijacking
  • Suffocation by smoke, poisonous fumes, gas and drowning
  • Terrorism
  • Motorcycling

CLASSIFICATION OF OCCUPATIONS

  • Class I –  

Clerical, administrative or other similar non-hazardous occupation

  • Class II –  

Occupations where some degree of risk is involved e.g. supervision of manual workers, totally administrative job in an industrial environment

  • Class III –

Occupations involving regular light to medium manual work but no substantial hazard which may increase the risk of sickness or accident

  • Class IV –

High risk occupations involving heavy manual work including hot works

For other occupations, applications will be considered based on details received.