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ACE

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Group Personal Accident

ACE has a proven track record of providing employee benefits solutions or compulsory insurances to leading brands. People generally trust their employer and value the opportunity to access high quality cover through them. ACE ensures this trust is honoured through superior product quality and service.

Employers in all types of companies purchase ACE’s market leading Group Personal Accident cover to protect against a loss by death or injury to its employees. It is either provided as a contractual benefit to staff, or the company takes the benefits and it provides a range of payments and assistance in the event that the insured person is accidentally injured or killed.

Product benefits

  • Single payment (flat amount, or multiple of salary) for death, loss of limbs/eyes, or permanent total disablement following an accidental event
  • Weekly benefits for temporary, total or partial disablement
  • Flexibility to purchase death only cover or to exclude death cover

Cover

  • Death
  • Loss of limbs / eyes
  • Permanent total disability

 

Case Studies

A company purchased Occupational Personal Accident cover for its delivery drivers. When one of the drivers was involved in a serious road traffic accident, the policy provided a weekly benefit to the company in order for them to secure a temporary replacement driver during the period of absence.

The examples of claims or situations on this site do not imply that similar circumstances would constitute a valid claim. Each claim is reviewed individually in accordance with the specific policy wording.