Business Overheads Insurance

For anyone who owns a business or works for themselves, the prospect of meeting the cost of regular commercial overheads in the case of an accident or serious illness is always a worry.

ACE has designed Business Overheads insurance to specifically address these concerns. It gives any key stakeholder in a business, aged up to 64, the peace of mind that overheads such as rates & rent, utility bills, employees’ salaries, locum costs, insurance premiums, accountancy fees and equipment rental will be taken care of at a time when they unexpectedly need to be taking care of themselves.

Benefits / Product Highlights

• Small business not immediately put at risk following an accident or major illness of the key stakeholder
• Maintains some cash-flow
• Helps keep a small business afloat
• No lengthy questionnaires and exclusions
• No intrusive medicals
• Automatic 5% anti-inflation increase in benefits/premiums regardless of health
• Premiums are a tax deductable business expense.