ACE ExpressSM Premises Pollution Liability
The ACE ExpressSM Premises Pollution Liability Policy offers solutions to commercial or industrial property owners and developers for pollution conditions that are usually not covered by commercial general liability policies. Standard commercial general liability policies exclude meaningful portions of pollution coverage. Often there is little or no coverage for remediation costs for gradual pollution incidents or for remediation costs driven by regulatory proceedings. ACE Express Premises Pollution Liability can fill that gap.
Benefits:
- Protection against pollution risks when general liability policies may not respond
- Coverage on an admitted basis in 41 states
- Quick turnaround on quotes through web-based submission process
- Short application
Coverage:
- New conditions premises pollution liability coverage for gradual pollution problems, including both first- and third-party environmental liabilities
- Remediation costs incurred in response to claims by governmental agencies
- Third-party bodily and property damage claims, or remediation costs arising from pollution conditions on, at, or emanating from, insured location
- Legal costs necessary to defend covered claims
- Claims seeking natural resource damages
- Coverage is not tied to named perils
- Can be modified by endorsement to cover:
- Coverage for pollution conditions resulting during the transportation of the insured's wastes or products
- Coverage for claims arising from pollution conditions resulting from and insured's wastes being disposed at scheduled non-owned disposal sites during policy period
- Coverage for mold-related claims; up to 5 years of historical conditions coverage via retroactive date provision
- Identified additional insureds