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National Accounts

ACE Risk Management (ARM) National Accounts provides customized casualty risk management and financing products specifically designed to respond to the needs of large companies dealing with the significant costs of financing and managing risk.

Benefits:

  • ARM, a market leader serving the needs of Fortune 500 companies in the risk management and financing arena.
  • ARM National Accounts focusing exclusively on companies with $5 million or more in combined expected losses.
  • Dedicated underwriting teams across the US to provide clients with a personalized underwriting approach.
  • Access to ACE’s full product offerings and capacity with Umbrella/Excess Liability, Professional Liability, Management Liability, Environmental, Marine, Accident & Health, as well as ACE's global underwriting capabilities and worldwide network.

Coverage:

A wide variety of program structures are available:

  • High and matching deductibles
  • Paid loss and incurred loss retrospective plans
  • Captives (single parent, third party owned or ACE sponsored protected cell, buy back or traditional structures)
  • Excess or self insured (SIR)
  • Funded deductibles
    Clash, slider, and corridor options

Minimums

  • $250,000 retention per accident for Workers Compensation (WC)
  • $100,000 retention per occurrence for General Liability (GL)/Products Completed Operations
  • $100,000 retention per accident for Automobile Liability (AL)
    Incidental exposures may be considered on lower deductibles and/or guaranteed cost

Limits

  • Statutory Capacity for WC
  • Capacity of up to $10 million for AL and GL

Additional capacity may be available subject to underwriting and program structure review.

Client Profile

Our typical clients include Fortune 1000, public or privately held companies with:

  • Prior risk financing experience and appetite
  • Dedicated risk manager
  • Interest in fronting only or in addition to risk transfer options
  • Interest in or already contracting with a Third Party Administrator (TPA) for claims management  or related services
  • Health, Safety, and Environmental  and/or catastrophic response programs
  • Customers already engaged in actuarial studies and projections
  • Capability to provide needed collateral to support credit risk
  • Interest in more sophisticated risk financing or structured risk products currently or in the future

 

Insurance provided by ACE American Insurance Company, ACE Fire Underwriters Insurance Company, ACE Property & Casualty Insurance Company, Indemnity Insurance Company of North America, Philadelphia, PA, and, in some jurisdictions, other insurance companies within the ACE Group. The product information above is a summary only. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states. Surplus lines insurance sold only through licensed surplus lines producers.