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Casualty Solutions for the Entertainment Industry

ACE offers casualty solutions designed to address the specific needs of select segments of the U.S. entertainment industry, including casinos, resorts & hotels, outdoor & recreational equipment manufacturers, sports venues, amusement parks and special events. From small to mid-sized and large clients, we have the underwriting, claim management and loss control specialists who provide superior tailored solutions for this industry.

Benefits:

  • Available on an admitted coverage for all lines
  • Tailored program structures (guaranteed cost, deductible or self-insured retention)
  • Experienced underwriting specialists with underwriting authority and flexibility for responsive tailored programs
  • Specialized claims and risk control services provided by ACE USA Claims and ESIS, Inc.

Coverage:

  • Primary General Liability (stand alone or combined)
  • Primary Commercial Automobile
  • Lead umbrella
  • Buffer Excess General Liability, Auto Liability and Employers Liability
  • 24 hours per day, seven days per week claim reporting, including expanded coverage for large severity events through ACE Catastrophe Management Coverage extensions
  • Workers Compensation, Property and Professional Liability available for select risks, coordinated with related ACE product offers
  • Flexible product array includes primary general liability, primary commercial automobile, lead umbrella, general liability buffer excess layers and auto liability buffer excess layers of insurance

Minimums & Limits

  • Primary General Liability
    • $2 million per occurrence / $4 million general aggregate / $4 million product-completed operations aggregate maximum
    • Admitted and non-admitted placements
  • Primary Auto Liability          
    • $1 million CSL
    • Guaranteed cost coverage
    • Admitted placements
  • Lead Umbrella
    • $10 million per occurrence / $10 million aggregate capacity (up to $25 million capacity for select risks)
    • Admitted and non-admitted placements

Target Client

U.S.-based companies of all revenue sizes in the following entertainment segments:

  • Amusement ride operators and manufacturers
  • Casinos and gaming operations
  • Outdoor and recreational equipment manufacturers
  • Race tracks
  • Resorts and hotels
  • Special events
  • Stadiums, arenas and similar venues
  • Water parks (publicly traded or connected with hospitality/hotel operations)