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ACE

Excess & Surplus Lines

Commercial General Liability

ACE Westchester offers comprehensive commercial general liability and construction project-specific coverages designed to protect our clients.

Advantages:

  • Strong financials to protect your clients liability exposures
  • Professional claims team
  • Superior underwriting talent
  • Superior customer service
  • Member of the global network of ACE Group of Companies

Coverage:

  • Current ISO General Liability coverage parts and standard ISO endorsements
  • Occurrence based or claims made forms
  • Admitted paper available
  • Evaluate potential for world-wide coverage
  • Stand-alone premises or products coverage
  • Stop gap coverage in monopolistic states
  • Coverage Enhancements - Construction risks may be offered with the following coverage features:
    • Project specific OCIP, CCIP, GC and owner’s interest coverage
    • Per project aggregates
    • Blanket AI coverage
    • Non-contributory wording as required by contract
    • Extended products/completed operations coverage
    • Term of project policies
    • Annual aggregate reinstatements

 

 

Minimums

  • Minimum deductible $1,000
  • Other available deductibles up to $50,000
  • If written excess of self-insured retention, minimum SIR is $50,000

 

Limits

  • $1 million each occurrence
  • $2 million general aggregate
  • $2 million products/completed operations aggregate
  • $100,000 fire legal liability
  • $5,000 medical payments

Client Profile

Our typical clients include construction and non-consumer products liability.

Forms / Applications

We use both ISO and proprietary forms.

ACE Westchester will accept ACORD, ISO and other company applications as a risk submission.  Depending upon the complexity of the risk or specific coverage issues, additional information may be required.

You must be contracted with ACE Westchester in order to submit an application.  Please send submissions to:

Atlanta: wsgatl.casualty@acegroup.com
Chicago:  wsgchi.casualty@acegroup.com
New York:  wsgny.casualty@acegroup.com
Philadelphia:  wsgcasualty.phil@acegroup.com
San Francisco:  wsgsf.casualty@acegroup.com