Environmental Professional Liability
ACE Westchester’s Environmental Professional Liability product offers coverage for damages arising from an act, error or omission in the rendering or failure to render professional services related to environmental consulting, contracting, etc.
Advantages:
- Strong financials to protect your clients liability exposures
- Professional claims team
- Superior underwriting talent
- Superior customer service
- Member of the global network of ACE Group of Companies
Coverage:
- Available in a combined package with other environmental coverages such as contractors pollution liability, products pollution liability and premises pollution liability; as well as general liability
- Available on both practice or project specific basis
- Covers broadly defined professional services performed by or on behalf of the named insured
- Claims-made coverage
- Common enhancements include mold coverage, separate defense limits
Minimums
- $2,500 policy premium
- $2,500 deductible
Client Profile
Our typical clients include:
- Environmental consultants performing professional services such as:
- Testing, monitoring or conducting remedial feasibility studies of pollutants
- Design of systems, protocols or remedial action programs for the remediation or abatement of pollutants
- Phase I, Phase II or Phase III assessments or remedial investigations
- Storage tank and pipe integrity testing
- Laboratory analysis of pollutants
- Project management of remediation activities
- Environmental compliance, permitting, training or safety consulting services
- General contractors, construction managers or specialty contractors performing services that are non-environmental in nature and whose staff are involved with related professional exposures, such as:
- Review of plans to identify modifications that must be made during construction
- “Field modifications” to plans
- Project management, including hiring, scheduling and sequencing exposures
- Poor project, contractor or subcontractor selection
Restricted Classes
Consulting or engineering firms whose main services are outside the scope of activities indicated in our client profile (such as architectural firms, structural engineering, etc).
ACE Progress Reports SM