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ACE

Excess & Surplus Lines

Small Umbrella

Dedicated business segment created to handle small umbrella business that meets all of our current standards with the added benefit of lower minimum premiums both efficiently and with competitive pricing.

Advantages:

  • Strong financials to protect your clients liability exposures
  • Professional claims team
  • Superior underwriting talent
  • Superior customer service
  • Member of the global network of ACE Group of Companies

Coverage:

  • Offer true umbrella cover via ISO umbrella form
  • Ability to offer supported and unsupported cover

 

 

Minimums

Minimum Premiums:

  • $10,000
  • Can write over “A-6” rated carriers with a minimum attachment point of $1 million

Limits

Up to $10 million

Client Profile

Our typical clients include small fleets and other small commercial clients who need coverage backed by the financial strength of the ACE Group.

Restricted Classes

  • Hazardous Waste on a limited basis
  • Buses/Taxis/Limos on a limited basis

Forms / Applications

We use both ISO and proprietary forms.

ACE Westchester will accept ACORD, ISO and other company applications as a risk submission.  Depending upon the complexity of the risk or specific coverage issues, additional information may be required.

You must have a contract with ACE Westchester to submit applications.  Please send submissions to: 

Small Umbrella - Atlanta:  wsgsmallumbrella.atl@acegroup.com
Small Umbrella - Chicago:   wsgsmallumbrella.chi@acegroup.com
Small Umbrella - San Francisco:  wsgsmallumbrella.sf@acegroup.com