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Global Medical Insurance

International restrictions on domestic healthcare plans and State Workers Compensation coverage may limit or not respond immediately to an employee's need for medical care while traveling outside of the country.  ACE's Global Medical Insurance programs are designed to supplement these plans by providing medical and other travel-related benefits to employees living and working outside of their home country.

Benefits:

  • Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
  • Global Protection: The ACE global network can satisfy the insurance needs of companies operating worldwide.
  • Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor's are an indication that we are financially strong and able to meet our obligations to our customers.
  • Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.

Coverage:

  • Provides short-term accident and sickness coverage for employees traveling outside their home country or country of permanent assignment
  • Optional benefits for lost baggage, personal effects and financial instruments; trip cancellation also available
  • Includes benefits for dependents, consultants, volunteers and guests
  • Bundles benefits with worldwide travel assistance services that provides emergency medical, emergency travel, and pre-trip information services. War Risk and Political Evacuation benefits are also available.

Minimums

$2,000 Minimum Premium

Client Profile

  • Multinational corporations or companies with employees who regularly travel overseas
  • Government agencies
  • Nonprofit organizations
  • Schools, colleges and other cultural or educational institutions sponsoring study abroad or student exchange programs

Restricted Industries

Local nationals or third country nationals and expatriates on long-term assignments for more than 12 months