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Hospitals & Healthcare Systems

Excess liability for hospitals, healthcare systems and integrated delivery systems.

Benefits:

  • Experienced staff who understands the unique and complex challenges of the healthcare industry
  • Insurance and reinsurance transaction capabilities
  • Competitive coverage terms and services
  • Financial Strength: ACE consistently receives among the highest ratings for financial strength from the industry's principal rating agencies

Coverage:

  • Excess medical professional and general liability coverage
  • Primary medical professional and general liability coverage offered in some jurisdictions
  • Flexible solutions for coverage of physician and surgeon and other healthcare provider exposures

 

Minimums

  • Retention or deductible varies by characteristics of the account
  • Minimum premium varies by characteristics of the account
  • Primary coverage policy minimum premium*: $25,000

*Premiums are based upon underwriting guidelines and account characteristics.

Limits

  • Primary Coverage (where offered)
    • Limits available: Up to $1 million each claim; $3 million aggregate
    • Claims made professional liability and occurrence or claims made general liability
    • Separate limits for professional liability and general liability may be available for additional premium
  • Excess or Umbrella Coverage
    • Limits available: Up to $20 million each claim; $20 million aggregate

(Not available on all accounts. Limits available are based upon underwriting guidelines and account characteristics.)

Client Profile

  • Acute Care Hospitals
  • Healthcare Systems
  • Integrated Delivery Systems
  • Teaching Hospitals
  • Children's Hospitals
  • Specialty Hospitals including Psychiatric, Rehabilitation, Sub Acute Care and Long Term Acute Care

Forms / Applications