International Advantage® Package Plus
International Insurance is Our Only Business
ACE International Advantage® Package Plus is the ideal insurance solution for U.S.-based companies. In addition to overseas travel, coverage is also provided for non-profits educational institutions with overseas operations of limited scope or complexity. This single, easy-to-read property and liability policy can be tailored to include some or all available coverages, plus a limited number of admitted local policy placements.
Benefits:
- Package coverages on a single policy form
- Guaranteed cost/no deductible
- Three-year policy term option and up to 10 percent premium discount if pre-paid
- Dedicated team of international specialists in 16 major U.S. cities
- Commitment to superior service
- Part of the ACE GPSSM platform
Coverage:
Businesses That May Need This Insurance
Locally admitted in-country policies may be needed, if a business has any sizeable international offices or other physical presence in a country outside the U.S., including:
- Has a local subsidiary
- Owns a building
- Is responsible for purchasing insurance for leased building
- Has a manufacturing operation (excluding sub-contractor manufacturing on their behalf)
- Employs local nationals
- Has distribution facilities
In an Emergency
Executive Assistance® – The Emergency Service That’s Always On Call
- Automatically provided with Employers Responsibility coverage
- Provides 24 hours a day/seven days a week toll-free global telephone access to representatives specially trained to respond to traveling employees' needs for assistance with medical, travel, personal, legal or security emergencies
- Coordinated through two of the world's leading providers of emergency travel services:
- Europ Assistance USA and iJET Intelligent Risk Systems
Automatic Coverages
For your convenience, the International Advantage Package Policy automatically includes the following coverages and limits:
- Emergency Political Evacuation automatic coverage $2,500 per covered person per event up to $10,000 policy limit. Emergency political evacuation services now available through Executive Assistance® Services
- $1,000,000 Emergency Medical Evacuation/Repatriation limit
- $25,000 Per Accident/Policy Limit for Hired Auto Physical Damage coverage
- Employers Responsibility automatically includes foreign voluntary workers compensation
- $100,000 automatic Kidnap & Extortion limit (higher limits available)
- $25,000 automatic Accidental Death & Dismemberment limit (higher limits available)