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International Advantage® Package

ACE International Advantage® Package Policy is the ideal insurance solution for U.S.-based companies, non-profits and educational institutions with employees, students, chaperones and volunteers traveling on business outside the U.S. This foreign package policy can be tailored to include some or all available coverages.

Benefits:

  • Package coverages on a single policy form
  • Guaranteed cost/no deductible
  • Three-year policy term option and up to 15 percent premium discount if pre-paid
  • Dedicated team of international specialists in 16 major U.S. cities
  • Commitment to superior service
  • ACE global network of underwriting and claims professionals in more than 170 countries

Coverage:

Businesses That May Need This Insurance

  • Companies with employees who travel internationally
  • Companies with employees stationed in foreign countries (temporarily or permanently)
  • International event attendees and exhibitors (conferences, trade fairs)
  • Exporters
  • Professional firms or other businesses that perform work overseas
  • Sponsors of overseas trips, tours or study abroad programs
  • Companies with overseas sales offices or operations (owned or leased)
  • Companies doing business via the internet (sale of goods or services)
  • Educational Institutions and non-profit organizations

In an Emergency

Executive Assistance® – The Emergency Service That’s Always On Call

  • Automatically provided with Employers Responsibility coverage
  • Provides 24 hours a day/seven days a week toll-free global  telephone access to representatives specially trained to respond to traveling employees' needs for assistance with medical, travel, personal, legal or security emergencies
  • Coordinated through two of the world's leading providers of emergency travel services:
    • Europ Assistance USA and iJET Intelligent Risk Systems

Automatic Coverages

For your convenience, the International Advantage Package Policy automatically includes the following coverages and limits:

  • Emergency Political Evacuation automatic coverage $2,500 per covered person per event up to $10,000 policy limit. Emergency political evacuation services now available through Executive Assistance® Services
  • $1,000,000 Emergency Medical Evacuation/Repatriation limit
  • $50,000 Per Accident/Policy Limit for Hired Auto Physical Damage coverage
  • Employers Responsibility automatically includes foreign voluntary compensation
  • $250,000 automatic Kidnap & Extortion limit (higher limits available)
  • $50,000 automatic Accidental Death & Dismemberment limit (higher limits available)