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International Advantage® Package

ACE International Advantage® Package Policy is the ideal insurance solution for U.S.-based companies, non-profits and educational institutions with employees, students, chaperones and volunteers traveling on business outside the U.S. This foreign package policy can be tailored to include some or all available coverages.


  • Package coverages on a single policy form
  • Guaranteed cost/no deductible
  • Three-year policy term option and up to 15 percent premium discount if pre-paid
  • Dedicated team of international specialists in 16 major U.S. cities
  • Commitment to superior service
  • ACE global network of underwriting and claims professionals in more than 170 countries


Businesses That May Need This Insurance

  • Companies with employees who travel internationally
  • Companies with employees stationed in foreign countries (temporarily or permanently)
  • International event attendees and exhibitors (conferences, trade fairs)
  • Exporters
  • Professional firms or other businesses that perform work overseas
  • Sponsors of overseas trips, tours or study abroad programs
  • Companies with overseas sales offices or operations (owned or leased)
  • Companies doing business via the internet (sale of goods or services)
  • Educational Institutions and non-profit organizations

In an Emergency

Executive Assistance® – The Emergency Service That’s Always On Call

  • Automatically provided with Employers Responsibility coverage
  • Provides 24 hours a day/seven days a week toll-free global  telephone access to representatives specially trained to respond to traveling employees' needs for assistance with medical, travel, personal, legal or security emergencies
  • Coordinated through two of the world's leading providers of emergency travel services:
    • Europ Assistance USA and iJET Intelligent Risk Systems

Automatic Coverages

For your convenience, the International Advantage Package Policy automatically includes the following coverages and limits:

  • Emergency Political Evacuation automatic coverage $2,500 per covered person per event up to $10,000 policy limit. Emergency political evacuation services now available through Executive Assistance® Services
  • $1,000,000 Emergency Medical Evacuation/Repatriation limit
  • $50,000 Per Accident/Policy Limit for Hired Auto Physical Damage coverage
  • Employers Responsibility automatically includes foreign voluntary compensation
  • $250,000 automatic Kidnap & Extortion limit (higher limits available)
  • $50,000 automatic Accidental Death & Dismemberment limit (higher limits available)