International Advantage® Package
ACE International Advantage® Package Policy is the ideal insurance solution for U.S.-based companies, non-profits and educational institutions with employees, students, chaperones and volunteers traveling on business outside the U.S. This single, easy-to-read property and liability policy can be tailored to include some or all available coverages.
Benefits:
- Package coverages on a single policy form
- Guaranteed cost/no deductible
- Three-year policy term option and up to 10 percent premium discount if pre-paid
- Dedicated team of international specialists in 16 major U.S. cities
- Commitment to superior service
- ACE global network of underwriting and claims professionals in more than 170 countries
Coverage:
Businesses That May Need This Insurance
- Companies with employees who travel internationally
- Companies with employees stationed in foreign countries (temporarily or permanently)
- International event attendees and exhibitors (conferences, trade fairs)
- Exporters
- Professional firms or other businesses that perform work overseas
- Sponsors of overseas trips, tours or study abroad programs
- Companies with overseas sales offices or operations (owned or leased)
- Companies doing business via the internet (sale of goods or services)
- Educational Institutions and non-profit organizations
In an Emergency
Executive Assistance® – The Emergency Service That’s Always On Call
- Automatically provided with Employers Responsibility coverage
- Provides 24 hours a day/seven days a week toll-free global telephone access to representatives specially trained to respond to traveling employees' needs for assistance with medical, travel, personal, legal or security emergencies
- Coordinated through two of the world's leading providers of emergency travel services:
- Europ Assistance USA and iJET Intelligent Risk Systems
Automatic Coverages
For your convenience, the International Advantage Package Policy automatically includes the following coverages and limits:
- Emergency Political Evacuation automatic coverage $2,500 per covered person per event up to $10,000 policy limit. Emergency political evacuation services now available through Executive Assistance® Services
- $1,000,000 Emergency Medical Evacuation/Repatriation limit
- $25,000 Per Accident/Policy Limit for Hired Auto Physical Damage coverage
- Employers Responsibility automatically includes foreign voluntary workers compensation
- $100,000 automatic Kidnap & Extortion limit (higher limits available)
- $25,000 automatic Accidental Death & Dismemberment limit (higher limits available)
