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Life Sciences Package

Provides Commercial Package coverage for the life sciences industry

Coverage includes:

  • Real and personal property
  • Business income and extra expense
  • Certain property loss: related to research & development expenditures
  • Spoilage and contamination
  • Certain property loss related to research animals
  • Equipment breakdown
  • Inland marine
  • Commercial general liability
  • Commercial automobile
  • Crime
  • Umbrella liability

Notice – Potential Illinois Insureds:  This notice pertains to potential Illinois insureds and provides information about the Religious Freedom Protection and Civil Union Act. It should be included in all application materials in order to inform potential Illinois insureds about the Act.


  • Property Premium: $1,000
  • Commercial Automobile Premium: $1,000
  • Excess Liability Premium: $1,000

Client Profile

Vary by coverage

Restricted Industries

Large life sciences manufacturers