Business Accident Insurance
Global Medical Insurance
Multinational Travel Accident Program
Study Abroad Insurance
International Travel Insurance
University Global Travel Program
DBA Supplemental Foreign Travel Insurance

Business Accident Insurance

ACE USA Accident & Health offers blanket Business Accident Insurance plans for small, mid-size and large corporations providing accidental death and dismemberment benefits and additional coverage options for employees. These options may include covering employees while they travel on business, at the work site while doing their job, or on a 24-hour basis for those key employees who must be available at all times to represent their company. Plans may include disability, rehabilitation, and survivor benefits and provide valuable travel assistance services along with web-based access to global health and risk intelligence.

Global Medical Insurance

Employees traveling outside of their home country on business need protection that will help them in the event of sudden illness or serious injury. Often, employer healthcare plans do not respond globally to the need for emergency medical attention. ACE USA Accident & Health specializes in Out-of-Country Medical Insurance for international citizens, expatriates and U.S. citizens traveling abroad by customizing plans for multinational companies. All travel programs include worldwide assistance services for medical, security, travel, personal or legal concerns.

Multinational Travel Accident

The ACE global network can service employees overseas as well as here in the U.S. ACE’s Multinational Travel Accident is a package of benefits designed for U.S. corporations with employees living, working and traveling overseas. Coverage components are combined under a single master policy offering uniform plan design on a global basis, integrating locally admitted policies where appropriate and providing centralized administration:

• Business Travel Accident (AD&D)
• Out-of-Country Medical Benefits
• High-limit War Risk Coverage
• Emergency Medical and Security Evacuation Benefits
• Kidnap & Ransom Coverage
• Travel Assistance Services including Emergency Medical Services, Medical Evacuation, Repatriation, Legal Assistance and other personal and pre-trip travel services

Study Abroad

ACE USA Accident & Health works with colleges, universities and other learning institutions to customize Study Abroad Insurance programs that help to provide peace of mind and protection for scholars and students while they are traveling overseas pursuing their educational activities.  ACE’s plans provide worldwide coverage for students, faculty administrators and international visitors and flexible benefit plans that can be tailored to suit an organization’s unique needs at an affordable price. Additional benefits include medical, accidental death & dismemberment, emergency medical evacuation and repatriation, family reunion and security evacuation benefits. Access to worldwide assistance services and critical online information tools is available on a 24-hour basis to help risk managers and travelers learn more about their foreign travel risks

International Travel Programs

ACE's International Travel programs offer cultural, educational and other travel program sponsors valuable protection for their program participants. ACE’s insurance plans feature programs designed for travelers outside of their home country for up to 365 days while engaged in sponsored activities and include plans specially built for:

• Work and travel programs
• International internships
• International camp programs
• Au pair programs
• High school student exchange programs
• Non-profit volunteer service programs

University Global Travel

ACE USA Accident & Health’s University Global Travel program offers the ability to combine employee travel insurance plans with benefits for other members of the academic community - students, visitors, alumni, and their traveling companions - while traveling on university business, sponsored travel or educational programs. These plans bundle traditional accident & sickness benefits with less traditional benefit offerings like war risk, emergency medical response and security evacuation services. They also offer inconvenience benefits like lost baggage, trip delay or interruption benefits and personal effects coverage. ACE provides critical online information tools to help risk managers and travelers learn more about global and security risks they may face while traveling.

DBA Supplemental Foreign Travel Insurance

Defense Base Act coverage is a "must have" for employees and contractors working under government contracts outside of the U.S., but sometimes this coverage may not be enough to help provide the protection these individuals may need. ACE's Foreign Travel Insurance provides higher benefit amounts and value-added accident benefits, including:

• Accidental death and dismemberment benefits
• Coma benefits
• Exposure and disappearance coverage
• Medical evacuation and repatriation benefits
• Burn and disfigurement benefits
• Other benefits available on an optional basis