Participant Accident Insurance
Student Accident Insurance
Occupational Accident Insurance
Florida Accident Insurance

Participant Accident Insurance

ACE USA Accident & Health offers a wide range of Participant Accident Insurance products for group-sponsored activities or special events. These plans provide accident medical benefits and, at a sponsor’s option, may include accidental death, dismemberment, dental and disability benefits too. For organizations with members traveling outside of the U.S., ACE’s offerings may include comprehensive out-of-country medical benefits and valuable travel assistance services.

Student Accident Insurance

ACE USA Accident & Health provides a variety of Student Accident Insurance plans for public and private schools including school-time coverage, 24-hour coverage, coverage for interscholastic sports, field trips, after-school activities and school sponsored activities and events. Working with Third Party Administrators who specialize in providing risk management assistance to schools, we provide additional expertise at helping schools manage the costs and risks associated with accidents. Plan designs are tailored to meet the school’s needs and may provide accident medical, accidental death and dismemberment and dental accident benefits.

Occupational Accident Insurance

ACE USA Accident & Health provides affordable, on-the-job accident insurance for work related injuries including coverage on premise or off premise while traveling on business. Whether designed to help protect an employer’s self insured retention or as an alternative to workers compensation insurance, ACE’s Occupational Accident Insurance plans offer cost-effective and innovative insurance solutions to help protect employers from the financial loss caused by occupational accidents while ACE's experienced claim administrators work with employers to help manage claims and the lost productivity associated with job-related accidents.

Florida Accident Insurance

Florida's state laws mandate certain accidental death benefits for firefighters, police and correctional officers. ACE's Florida Accident Program is designed for firefighters and law enforcement officers who suffer catastrophic injury in the line of duty.  It provides the insurance they need to help protect their families and their financial security in the event of a tragedy. The amount of the death benefit payable is based on whether the officer's death occurs while performing in the line of duty or in fresh pursuit, or whether he or she is killed as the result of an unlawful or intentional act. Accidental death benefits are intended to meet the minimum requirements set forth in Florida statutes 112.19 and 112.191.