Occupational Accident Insurance
Many states mandate workers compensation insurance for employees who are injured while on the job. Occupational accident insurance provides an affordable alternative for employers who seek to reduce the costs and risks associated with job-related accidents. Where allowed by law, employers may choose to opt out of the state workers compensation program or self-fund all of, or a portion of, their own program.
- Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
- Global Protection: The ACE global network can satisfy the insurance needs of companies operating worldwide.
- Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor's are an indication that we are financially strong and able to meet our obligations to our customers.
- Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.
ACE USA Accident & Health offers employers a practical way to help protect their own financial security by insuring employees in the event of accidental occupational loss. Our occupational accident products are designed to provide flexible policy limits on a first-dollar basis or to help employers protect their self-insured retention level from large occupational accident losses. We also offer broad coverage for independent contractors to help protect them from work-related accidents.