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Premises Pollution Liability (PPL) Policy

The Premises Pollution Liability (PPL) Policy offers industrial, commercial, and agricultural property owners, managers and developers a broad range of pollution liability protection for gradual, as well as sudden and accidental, first-party and third-party environmental liabilities.


  • Business interruption and soft costs by endorsement
  • Known conditions by endorsement
  • Liabilities encountered in mergers and acquisitions
  • Acquired and divested properties by endorsement
  • Available for natural resource damages claims
  • Available for mold-related and legionella claims
  • Available  for Illicit Abandonment
  • Available for claims arising from non-owned disposal sites
  • Available during the transportation of wastes or products
  • Available for Products Pollution
  • Available for Catastrophe Management

Minimums & Limits

  • Minimum self-insured retention: $10,000
  • Minimum premium: $10,000
  • Limits available up to $50 million per claim/aggregate


Target Client

  • Brownfield redevelopers
  • Owners of contaminated properties
  • Prospective purchasers of contaminated properties
  • Real Estate developers and investors
  • Stakeholders in any commercial or industrial facilities
  • Stakeholders at any site with a history of similar use
  • Commercial retail
  • Environmental businesses
  • Medical and Laboratories/R&D
  • Light industrial
  • Disposal, recycling and waste treatment operations
  • Mining and reclamation operations
  • Heavy manufacturing
  • Chemical manufacturing and chemical distributors

Forms / Applications

Document Name Size Date
PPL Policy Specimen.pdf 0 KB 09/22/2014
PPL Application.doc 0 KB 09/22/2014