Coverage Highlights:

• "A+" rated paper (A.M. Best)
• 50 state capability
• Admitted and non-admitted paper
• Package and auto rating/policy issuance system that can be out boarded

Lines of Business:

• Mono-line Property
• General Liability
• Commercial Auto Liability and Physical Damage
• Umbrella/Excess
• Professional Liability
• Commercial Package
• Inland Marine

In addition to these traditional property and casualty coverages, we can tailor enhancements for a specific customer group.

Programs:

Program Submission Criteria:

• Program Overview, including
  • Demographics
  • Competition
• Historical Experience
  • 3 - 5 year premium/loss data by line of business, by year
  • Outside actuarial analysis if available
  • Rate trend information
  • Limits profile and distribution
• Marketing/Business Plan
• Program Specifics/Underwriting Template
  • Underwriting criteria, outlining program eligibility
  • Pricing methodology
  • Specialized coverage forms that will be required
  • Property Limits Profile
• Systems/Automation Capabilities
• Claims/Loss Control needs and issues
• Background/Resumes of Key Personnel