Student Accident Insurance
Many schools seek to comply with state educational code requirements and limit their general liability exposure by providing student accident insurance to students in kindergarten through 12th grade. ACE USA Accident & Health provides a variety of plan options to public and private schools, including school-time coverage, coverage for interscholastic sports, field trips, after-school activities, and school-sponsored activities and events. Our Administrators are experts in providing risk management assistance to educational institutions and helping them manage the risks associated with accidents.
Benefits:
- Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
- Global Protection: The ACE global network can satisfy the insurance needs of companies operating worldwide.
- Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor's are an indication that we are financially strong and able to meet our obligations to our customers.
- Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.
Coverage:
- Mandatory and voluntary plans are available on a primary, limited primary or excess basis
- Plan designs are tailored to meet the school's needs and may provide accident medical, accidental death and dismemberment, and accident dental benefits
- Policies are written on an annual policy term and may cover summer school activities
- Benefit periods up to 104 weeks
- Football coverage available on an optional basis