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Why Work with ACE

ACE Private Risk Services makes it easy for you to attract and retain affluent and high net worth personal lines clients.

We provide a unique combination of financial strength and stability, broad appetite and product array, underwriting expertise, and service excellence to give independent agents and brokers a competitive edge in the affluent and high net worth market segment.


  • Financial strength and stability – view the latest ratings of Banker’s Standard Insurance Company and ACE Insurance Company of the Midwest, the underwriting companies used by ACE Private Risk Services.
  • Broad appetite – from affluent clients with a fine home, luxury vehicles, and other substantial assets up to the ultra wealthy.
  • Flexible approach - account level and mono-line product capability; group programs available.
  • Underwriting expertise – solutions orientated approach, stable pricing, and intelligent use of capacity.
  • Commitment to efficiency – package platform and on-line support.
  • Client-centric services – pre-loss & post loss services designed to meet the needs of affluent & high net worth clients.
  • Spirit of partnership with distribution – not leverage.
  • Differentiated compensation – commission and supplemental program.


Affluent Market Opportunity

Large, growing, untapped, and loyal

The personal lines market for affluent and high net worth customers is as large as $30 billion in premium, and it's growing.

The funny thing is: up to 70 percent of high net worth clients remain with direct writers, who provide standard coverage that may be inadequate for their needs. A huge opportunity exists to reach and educate these clients about the advantages of working with an independent agent or broker.

The best news is that, once you find them, high net worth clients appreciate quality coverage and the advice you provide. They’re loyal. They understand value, not just price. And, of course, they have more to insure.  All of this means you have a better chance of adding value to your agency operation.

The Power of One

The ACE Platinum Portfolio personal insurance program allows you to satisfy a wide range of needs within one package policy:

  • One package policy can often handle an unlimited number of homes, vehicles, watercraft, valuable collections as well as umbrella liability up to $100 million
  • One effective date makes the annual review and renewal process easy.
  • One bill can often handle the entire program, with easy payment options through Amex or EFT available

As part of the ACE Group, we can also satisfy high net worth customer needs for:

  • Excess and Surplus Lines
  • Blanket Property
  • Excess Flood
  • Domestic Workers’ Compensation
  • Builder’s Risk
  • Yacht and Recreational Marine
  • Aviation
  • International Travel /Accident
  • Network Security / Cyber Risk


Easy Online Systems

Our online agency portal Abiz offers one place to:

  • Process policies from quote to issuance through our Express or Full Quote options.
  • Ability to email policies & ID cards
  • Check client dec pages, billing status, and dwelling appraisals.
  • Draw upon marketing ideas and resources

Automated new policies are usually issued within two days and automated endorsements within five days.