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Supplemental Insurance

Supplemental insurance is extra or additional insurance that helps you pay for things your standard insurance doesn't cover. When you choose supplemental insurance plans from Combined Insurance, cash benefits are paid directly to you so you can use the money to help pay for out-of-pocket medical costs, lost wages or other unexpected expenses due to illness or injury.

Types of Insurance:

Disability Insurance - Supplemental disability insurance provides benefits to you if you are totally disabled and unable to work. Combined Insurance's Income Protector supplemental plan provides financial help, in the form of a set monthly benefit, to your family if you become sick or are injured and are unable to work.

Accident Insurance - Supplemental accident insurance helps by giving you specified benefits for hospitalization, emergency room care, recovery income, outpatient surgery and more. Combined Insurance's Accident and Sickness Protector offerings help you fill in the gaps in your major medical insurance coverage.

Health Insurance - When a major illness touches your family, supplemental health insurance helps you pay for some of the costs associated with recovery. Our Critical Care Protector and our Cancer Care Protector offerings are two ways Combined Insurance can help protect your family when needed.

Life Insurance - Supplemental life insurance provides cash that helps take care of your family when you're not there to do it yourself. Combined Insurance's Family Life Protector offerings provide protection that's clearly written and easy to understand so you can be sure it's the right plan for you and your family.