Reinsurance Coverage Overview in the US by ACE Tempest Re

Coverage Overview

Coverage

We focus on specialty and niche business, and actively seek opportunities in all lines of business where we understand the risks and believe we can achieve underwriting profitability.

Property

Excess of Loss or Quota Share Basis
Maximum Capacity per program:
- Pro Rata: $10 million
- Excess of Loss: $10 million Per Risk, $20 million Per Occurrence

Casualty

Including commercial and personal automobile, GL, umbrella, medical and non-medical, professional liability, D&O, environmental liability, alternative risk, accident & health, workers compensation (CAT).

Excess of Loss or Quota Share Basis
Maximum capacity $5 million pro rata, $10 million excess of loss, WC Cat $20 million

Surety and Fidelity

Including contract surety, non-hazardous commercial surety risks, monoline fidelity bond covers, commercial crime, ERISA, community bank programs, employee theft.

Maximum Capacity $15 million per principal

Product Descriptions

Alternative Risk products for captives and other alternative insurance mechanisms

Accident and Health including personal accident / special risk as well as medical QS and Excess of Loss

Commercial Auto

Contract Surety accounts for national and regional carriers, on either a Quota Share or Excess of Loss basis

Environment Liability

Excess and Surplus lines mainframe covers or covers for specific programs or classes of business

General Liability

Managed Care Errors and Omissions for small and medium sized regional risks

Medical Malpractice

Personal Auto including Non-Standard Auto particularly for insurance company clients

Professional Liability including Professional Service firms, Directors and Officers, Fiduciary Liability, and EPLI

Property Risk Excess and Pro Rata covers, particularly in the Excess and Surplus lines area

Structured Reinsurance for property & casualty

Surety & Fidelity

Umbrella programs particularly for small to medium Excess and Surplus lines risks, and for standard companies writing over their own primaries

Workers Compensation

Workers Compensation Catastrophe, we can offer total capacity of up to $20 Million for business with M.A.O.L limitations