Workers Compensation, Commercial Auto, Alternative Risk and Casualty Facultative
ACE Tempest Re USA maintains a core portfolio of casualty business and offers underwriting expertise and experience in the following areas:
Workers Compensation and Employers Liability
- Focus on regional, super-regional and national account writers
- Specialty niche writers
- State insurance funds and self-insured programs
- Total catastrophe capacity up to US$20 million for business with M.A.O.L limitations
- Catastrophe writings attach at US$5 million for program limits of up to US$100 million
Commercial Automobile Liability and Physical Damage
- Consider most classes of business for specialty and traditional insurers
- Commercial fleets
- Trucking
- Moving and storage
Alternative Risk Multi-line Casualty
- Large single parent (facultative) and group captives (treaty)
- Risk retention groups
- Public entity pools for schools and municipalities
- Offered to entities that demonstrate primary underwriting expertise
Public Officials, School Leaders and Law Enforcement Legal Liability (E&O)
- Rural and suburban schools and municipalities
- Special districts
- No large urban risks
Coverage
- Either Excess of Loss or Quota Share Basis
- Maximum treaty capacity per agreement $5 million for pro rata, $10 million for excess of loss, except for WC Cat with $20 million
- Minimum treaty transaction premium $500,000 our share
Casualty Facultative
- Product lines: GL, AL and WC
- Minimum $500,000 attachment
- Minimum premium $250,000 our share
