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Interest Rates in 2012

Month

Universal Option

Pre-eminent

Single Premium

Senior Citizen

Family Package

Key Person Option

Single Premium 65

1

10.0%

10.0%

10.25%

10.0%

10.0%

10.0%

10.25%

2

10.0%

10.0%

10.25%

10.0%

10.0%

10.0%

10.25%

3

10.0%

10.0%

10.25%

10.0%

10.0%

10.0%

10.25%

4

9.5%

9.5%

9.75%

9.5%

9.5%

9.5%

9.75%

5

9.5%

9.5%

9.75%

9.5%

9.5%

9.5%

9.75%

6

9.5%

9.5%

9.75%

9.5%

9.5%

9.5%

9.75%

7

9.3%

9.3%

9.55%

9.3%

9.3%

9.3%

9.55%

8

9.3%

9.3%

9.55%

9.3%

9.3%

9.3%

9.55%

9

9.3%

9.3%

9.55%

9.3%

9.3%

9.3%

9.55%

10

9.3%

9.3%

9.55%

9.3%

9.3%

9.3%

9.55%

11

9.3%

9.3%

9.55%

9.3%

9.3%

9.3%

9.55%

12

9.3%

9.3%

9.55%

9.3%

9.3%

9.3%

9.55%