Skip Navigation

Interest Rates in 2013

Interest rate on the contract account value of Universal Life products

Month

FPUL

FUL

SCUL

GUL

EUL

PUL

CIUL

SPUL 99

SPUL 65

1

8.3%

8.3%

8.3%

8.3%

-

-

8.3%

8.55%

8.55%

2

8.3%

8.3%

8.3%

8.3%

-

-

8.3%

8.55%

8.55%

3

8.3%

8.3%

8.3%

8.3%

8.3%

-

8.3%

8.55%

8.55%

4

8.3%

8.3%

8.3%

8.3%

8.3%

-

8.3%

8.55%

8.55%

5

8.3%

8.3%

8.3%

8.3%

8.3%

-

8.3%

8.55%

8.55%

6

8.3%

8.3%

8.3%

8.3%

8.3%

-

8.3%

8.55%

8.55%

7

8.3%

8.3%

8.3%

8.3%

8.3%

-

8.3%

8.55%

8.55%

8

8.3%

8.3%

8.3%

8.3%

8.3%

-

8.3%

8.55%

8.55%

9

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.55%

8.55%

10

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.55%

8.55%

11

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.55%

8.55%

12

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.3%

8.55%

8.55%

 

Policy loan rate of the contract account value of Universal Life products

Time

FPUL

FUL

SCUL

GUL

EUL

PUL

SPUL 99

SPUL 65

CIUL

01/01
-
31/03

12.5%

12.5%

12.5%

12.5%

-

-

12.5%

12.5%

10.25%

01/04
-
31/05

12.5%

12.5%

12.5%

12.5%

12.5%

-

12.5%

12.5%

9.5%

01/05
-
30/09

12.5%

12.5%

12.5%

12.5%

12.5%

-

12.5%

12.5%

7.75%

01/10
-
31/12

12.5%

12.5%

12.5%

12.5%

12.5%

12.5%

12.5%

12.5%

7.75%

 

Notes:

FPUL: Universal Life – Universal Option, Pre-eminent Option
FUL: Universal Life – Family Package A1, A2 and BII
SCUL: Universal Life - Senior Citizen
GUL: Universal Life - Key Person Option
SPUL 99: Universal Life - Single Premium Payment A & B
SPUL 65: Universal Life - Single Premium Payment 65
EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
PUL: Premier Universal Life 2013
CIUL: Universal Life - Critical Illness