Skip Navigation

Interest Rates in 2014

Interest rate on account value of Universal Life policies

Month FPUL FUL SCUL GUL EUL PUL CIUL SPUL 99 SPUL 65
1 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.6% 7.6%
2 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.6% 7.6%
3 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.6% 7.6%
4 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.6% 7.6%
5 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.6% 7.6%
6 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.35% 7.6% 7.6%
7 7,70% 7,70% 7,70% 7,70% 7,70% 7,70% 7,70% 7,95% 7,95%
8 7,70% 7,70% 7,70% 7,70% 7,70% 7,70% 7,70% 7,95% 7,95%
9 7,60% 7,60% 7,60% 7,60% 7,60% 7,60% 7,60% 7,85% 7,85%
10 7,60% 7,60% 7,60% 7,60% 7,60% 7,60% 7,60% 7,85% 7,85%
11 7,60% 7,60% 7,60% 7,60% 7,60% 7,60% 7,60% 7,85% 7,85%
12 7,80% 7,80% 7,80% 7,80% 7,80% 7,80% 7,80% 8,05% 8,05%

 

Policy loan rate of the contract account value of Universal Life products

Time  

FPUL

FUL

SCUL

GUL

EUL

PUL

SPUL 99

SPUL 65

CIUL

01/01
-
31/03

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

7,75%

01/04
-
30/06

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

7,3%

 01/07 - 30/09

12,5% 

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

12,5%

7.15% 

 

Notes:

FPUL: Universal Life – Universal Option, Pre-eminent Option
FUL: Universal Life – Family Package A1, A2 and BII
SCUL: Universal Life - Senior Citizen
GUL: Universal Life - Key Person Option
SPUL 99: Universal Life - Single Premium Payment A & B
SPUL 65: Universal Life - Single Premium Payment 65
EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
PUL: Premier Universal Life 2013
CIUL: Universal Life - Critical Illness