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Interest Rates in 2015

Interest rate on account value of Universal Life policies

Month FPUL FUL SCUL GUL EUL PUL CIUL EUL+  SPUL 99 SPUL 65
1 7.40% 7.40% 7.40% 7.40% 7.40% 7.40% 7.40% 7.65% 7.65%
2 7.40% 7.40% 7.40% 7.40% 7.40% 7.40% 7.40% 7.65% 7.65%
3 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05%
4 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05%
5 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05%
6 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05%
7 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.75% 6.75%
8 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.75% 6.75%
9 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.75% 6.75%
10 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.85% 6.85%
11 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.85% 6.85%
12 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05%

 

Policy loan rate of the contract account value of Universal Life products

Time  

FPUL

FUL

SCUL

GUL

EUL

PUL

EUL+ 

SPUL 99

SPUL 65

CIUL

01/01
-
31/03

12.50%

12.50%

12.50%

12.50%

12.50%

12.50%

12.50% 

12.50%

12.50%

6.20%

 01/04 - 30/06

 

12.50%

 

12.50%

 12.50%

 

12.50%

 

12.50%

 

12.50%

 

 

12.50%

 

 

12.50%

 

 12.50%

 6.20%

 01/07 - 30/09

 12.50%

12.50% 

12.50% 

12.50% 

 12.50%

12.50% 

 12.50%

12.50% 

12.50% 

 6.10%

01/10 - 30/11

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

6.10%

01/12 - 31/12

12.80%

12.80%

12.80%

12.80%

12.80%

12.80%

12.80%

12.80%

12.80%

6.10%

 

Notes:

FPUL: Universal Life – Universal Option, Pre-eminent Option
FUL: Universal Life – Family Package A1, A2 and BII
SCUL: Universal Life - Senior Citizen
GUL: Universal Life - Key Person Option
SPUL 99:Universal Life - Single Premium Payment A & B
SPUL 65:Universal Life - Single Premium Payment 65
EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
PUL: Premier Universal Life 2013
CIUL: Universal Life - Critical Illness
EUL+:   Universal Life – Executive Universal Life Plus