Skip Navigation

Interest Rates in 2016

Interest rate on account value of Universal Life policies

Month FPUL FUL SCUL GUL EUL PUL CIUL EUL+  SPUL 99 SPUL 65 SPUL 20 LPUL 03 LPUL 05 BEUL 01 BEUL 02
1 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05%
2 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05% 6.80% 6.80% 6.80%
3 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 6.80% 7.05% 7.05% 6.80% 6.80% 6.80%
4 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.75% 6.75% 6.50% 6.50% 6.50%
5 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.75% 6.75% 6.50% 6.50% 6.50%
6 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.50% 6.75% 6.75% 6.50% 6.50% 6.50%
7 6.30% 6.30% 6.30% 6.30% 6.30% 6.30% 6.30% 6.30% 6.55% 6.55% 6.30% 6.30% 6.30%
8 6.40% 6.40% 6.40% 6.40% 6.40% 6.40% 6.40% 6.40% 6.65% 6.65% 6.40% 6.40% 6.40%
9 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.85% 6.85% 6.60% 6.60% 6.60%
10 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.60% 6.85% 6.85% 6.60% 6.60% 6.60% 6.60% 6.60%
11 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.95% 6.95% 6.70% 6.70% 6.70% 6.70% 6.70%
12 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.95% 6.95% 6.70% 6.70% 6.70% 6.70% 6.70%

 

Policy loan rate of the contract account value of Universal Life products

Time  

FPUL

FUL

SCUL

GUL

EUL

PUL

EUL+ 

SPUL 99

SPUL 65

CIUL

SPUL 20

LPUL 03

LPUL 05

01/01
-
31/03

12.80%

12.80%

12.80%

12.80%

12.80%

12.80%

12.80% 

12.80%

12.80%

6.10%

 01/04 - 30/04

 

12.50%

 

12.50%

 12.50%

 

12.50%

 

12.50%

 

12.50%

 

 

12.50%

 

 

12.50%

 

 12.50%

 6.50%

12.50%

12.50%

12.50%

01/05 - 30/06

12.50%

12.50%

12.50%

12.50%

12.50%

12.50%

12.50%

12.50%

12.50%

6.60%

12.50%

12.50%

12.50%

01/07 - 30/08

12.30%

12.30%

12.30%

12.30%

12.30%

12.30%

12.30%

12.30%

12.30%

6.60%

12.30%

12.30%

12.30%

01/09 - 31/10

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

12.60%

6.60%

12.60%

12.60%

12.60%

Từ 01/11

12.70%

12.70%

12.70%

12.70%

12.70%

12.70%

12.70%

12.70%

12.70%

6.60%

12.70%

12.70%

12.70%

 

Notes:

FPUL: Universal Life – Universal Option, Pre-eminent Option
FUL: Universal Life – Family Package A1, A2 and BII
SCUL: Universal Life - Senior Citizen
GUL: Universal Life - Key Person Option
SPUL 99:Universal Life - Single Premium Payment A & B
SPUL 65:Universal Life - Single Premium Payment 65
EUL: Universal Life -  Universal Option 2013, Pre-eminent Option 2013
PUL: Premier Universal Life 2013
CIUL: Universal Life - Critical Illness
EUL+:   Universal Life – Executive Universal Life Plus