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Personal Accident

ACE has a wide range of Accident & Health products – including global personal accident, accidental death and dismemberment, and critical illness and death insurance – that can be tailored to Group or Individual/ Family customers.

ACE has adopted a ‘customer-centric’ product development process. This means that customers are segmented according to their needs and life-stages, so that specific products can be designed for each segment.


  • Death: This is payable in the event of loss of the insured’s life
  • Disability: There are different degrees of severity, (from partial to permanent total disability), depending on the availability and type of scale used. This benefit can be paid in a lump sum or as a fixed amount that is paid out regularly over a period of time.
  • Medical Reimbursement: This protection compensates the insured for any expenses incurred when seeking treatment for injuries sustained during an accident. This coverage is usually subject to a minimum amount and a clearly defined limit.
  • Hospital Income: This provides the insured with cash for each day of hospitalization due to an accident. This payment can be used for any purposes.
  • Other coverage and extra benefits extensions are available as options.
  • All benefits are payable only in the event of an accident.

ACE Personal Accident Brochure - VN